Homebuyer Hub

Looking to purchase a home? The City of Houston administers multiple programs that can help you achieve the dream of homeownership, with various amounts of assistance and eligibility requirements. We encourage you to explore the available resources in more detail on the pages below.

Harvey Homebuyer Assistance Key Exchange
Harvey Homebuyer Assistance Program
  • What it provides: up to $30,000 in down-payment assistance
  • Who it helps: homebuyers who lived in Houston during Hurricane Harvey (August 25, 2017), who are either purchasing their first home or replacing a home lost due to Harvey
  • Income Requirements: at or below 120% of Area Median Income
Homebuyer Assistance
Homebuyer Assistance Program
  • What it provides: up to $30,000 in down payment assistance
  • Who it helps: first-time homebuyers
  • Income Requirements: at or below 80% of Area Median Income
Brick Home Homebuyer Choice
Homebuyer Choice Program
  • What it provides: subsidy up to $150,000 on a home purchased through an agreement with the Houston Community Land Trust
  • Who it helps: homebuyers looking to buy a home in an area of their choice, particularly one zoned to an A- or B-ranked school, who are willing to place the land underneath their home into the Community Land Trust
  • Income Requirements: at or below 80% of Area Median Income
New Home Program Home
New Home Development Program – Traditional Option
  • What it provides: new homes in growing neighborhoods and subsidies up to $50,000 for purchasing those homes
  • Who it helps: homebuyers looking to buy a home in one of these key neighborhoods, who want to own the land underneath their home
  • Income Requirements: at or below 80% of Area Median Income
New Home Development Program
New Home Development Program – Land Trust Option
  • What it provides: new homes in growing neighborhoods and significant subsidies for purchasing the home through an agreement with the Houston Community Land Trust
  • Who it helps: homebuyers looking to buy a home in one of these key neighborhoods, who are willing to place the land underneath their home into the Community Land Trust
  • Income Requirements: at or below 80% of Area Median Income
Partner Homes

Still browsing for a home? We encourage you to look into some of the homes being built by our partners, on our Partner Homes page.

Note:

The City of Houston accepts applications throughout the year, but cannot wire closing funds from late June through mid-July due to the end of the Fiscal Year. Please do not schedule closing dates during this time.


July Progress Report

Overview
New Home Development Program (NHDP)

The New Home Development Program (NHDP) builds new homes in collaboration with the Houston Land Bank and sells them through the Houston Land Bank and Houston Community Land Trust. Construction for this program began in July 2018.

Homes under construction
7
Homes completed
12
Homes Under Construction / Homes Completed
YTD Homes completed
15
Homes completed from start of the program
53

Overview
Homebuyer Choice Program (HCP)

The Homebuyer Choice Program provides new homebuyers with an opportunity to afford a quality home in an area of their choice by placing the land beneath their home in trust with the Houston Community Land Trust. This program began in August 2020.

Pre-Certification Approvals
1
YTD Under Contract
6
First time homebuyer down payment and closing costs approved from the start of the program
14
$2,028,151.28

Overview
Homebuyer Assistance Program (HAP/HbAP)

The Homebuyer Assistance Program (HAP) assists first-time homebuyers with down-payment assistance up to $30,000. In these statistics, it is combined with the Harvey Homebuyer Assistance Program (HbAP), which uses disaster recovery funding. These statistics begin in November 2018.

First time homebuyer down payment & closing costs approved
13
$390,000
YTD First time homebuyer down payment & closing costs approved
108
$3,240,000
First time homebuyer down payment and closing costs approved from the start of the program
674
$20,220,000
Housing and Community Development Department Logo
2100 Travis Street, 9th Floor
Houston, TX 77002
832-394-6200
hcdd@houstontx.gov