Dental wellness is an important component in your overall health. The City of Houston offers two great dental plans administered by Cigna. You can choose from either a DHMO plan or a DPPO plan, depending on your specific dental needs.
Dental Benefits
Cigna Dental Care® (DHMO) Plan
The DHMO plan consists of a network of dentists that offer a comprehensive range of dental services for fixed copays. You can choose your primary-care dentist who coordinates your care and refers you to specialists.
What you want to know:
- No dollar maximums
- No deductibles
- Benefits start right away with no waiting periods
- No claim forms to file when using network dentists
- You will select a Cigna Dental Care network general dentist to manage all of your dental health care needs who will refer you to any network specialists. (Referrals are not required for pediatric dentists for children under age 7 and orthodontists.)
Total Cigna DPPO Plan
The DPPO is a traditional plan that allows you to receive a comprehensive range of dental services from a provider of your choice anywhere in the United States.
What you want to know:
- Freedom to visit any licensed dentist or specialist
- No specialty referrals required
- The plan will cover eligible dental expenses after you satisfy any applicable waiting periods and meet any deductibles
- The plan is based on coinsurance levels that determine the percentage of costs covered by the plan for different types of services